PayPal Consumer Fees – Transaction Fees

PayPal Consumer Fees – Transaction Fees

Buying and sending money can be easy, fast, and secure when using PayPal.

Relevant Countries/
Territories

Rates published below apply to PayPal accounts of residents of the following countries/territories:

United Kingdom (UK) Guernsey (GG) Jersey (JE)
Gibraltar (GI) Isle of Man (IM)

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Buying with PayPal

It’s free to use PayPal to pay for a purchase or any other type of commercial transaction unless it involves a currency conversion.

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Selling with PayPal

When you buy or sell goods or services, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

For the listings of selling rates, please visit our PayPal Merchant Fees Page.

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Sending and receiving money

When you send money (initiated from the “Friends and Family” tab of the “Send Money” flow) to, or receive money into your PayPal account from, friends and family without making an underlying commercial transaction (that is, the payment is not for the purchase of goods or services or for making any other commercial transaction), we call that a “personal transaction”.

The rates relating to personal transactions are set out below.

Rate Minimum/Maximum
5.00% of the transaction amount The minimum fee is 0.99 GBP and the maximum fee is 2.99 GBP

Fees charged in different currencies for sending payments: We will collect the fee from balance in the currency in which the fee is payable. To do this, we may need to convert the fee amount from your sending balance into the currency in which the fee is payable, in which case the fees for “Conversions in all other cases” also apply.

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Currency Conversions

For information about how we convert currency, please see the user agreement.

Please access the Currency Converter tool below to indicate the applicable rate that may apply to your transaction. Any rates shown are subject to change based on time and date of the completed transaction.

Currency Converter Tool

Rate
3.00% above the base exchange rate

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Transfers Out of PayPal

You can typically transfer money out of PayPal by standard transfers to your linked bank account or eligible debit cards. Withdrawal to a bank account or a card may not be possible in all countries/territories. A currency conversion (and currency conversion fees) may also apply.

Note: For additional listings of transfer rates out of business accounts, please visit our PayPal Merchant Fees Page.

Currency Fee
Albania lek 276.00 ALL
Algerian dinar 300.00 DZD
Angola kwanza 1233.00 AOA
Argentine peso 8.00 ARS
Aruban florin 5.00 AWG
Australian dollar 3.50 AUD
Bahamian dollar 3.00 BSD
Balboa 2.50 PAB
Barbados dollar 5.00 BBD
Bermudian dollar 3.00 BMD
Bhutan ngultrum 178.00 BTN
Boliviano 17.00 BOB
Botswana pula 27.00 BWP
Brazilian real 4.50 BRL
Brunei dollar 3.00 BND
Bulgarian lev 3.50 BGN
Burundi franc 4725.00 BIF
Cabo Verde escudo 249.00 CVE
Canadian dollar 3.00 CAD
Cayman Island dollar 2.00 KYD
CFA franc BEAC 1478.00 XAF
Chilean peso 1200.00 CLP
Comoro franc 1109.00 KMF
Cordoba oro 85.00 NIO
Columbian peso 8329.00 COP
Congolese franc 4226.00 CDF
Convertible mark 4.00 BAM
Costa Rican colon 1408.00 CRC
Cypriot pound 1.20 CYP
Czech koruna 55.00 CZK
Dalasi 128.00 GMD
Currency Fee
Danish krone 15.00 DKK
Denar 139.00 MKD
Djibouti franc 444.00 DJF
Dominican peso 133.00 DOP
Dong 57937.00 VND
East Caribbean dollar 7.00 XCD
Egyptian pound 40.00 EGP
Estonian kroon 30.00 EEK
Ethiopian birr 80.00 ETB
Euro 2.00 EUR
Falkland Islands pound 2.00 FKP
Fiji dollar 5.00 FJD
Gibraltar pound 1.50 GIP
Guarani 16312.00 PYG
Guinea franc 23848.00 GNF
Guyana dollar 522.00 GYD
Hong Kong dollar 20.00 HKD
Hryvnia 61.00 UAH
Hungarian forint 500.00 HUF
Iceland krona 170.00 ISK
Indian rupee 100.00 INR
Israeli new shekel 11.00 ILS
Japanese yen 300.00 JPY
Jamaican dollar 335.00 JMD
Kenyan shilling 252.00 KES
Kina 9.00 PGK
Kip 22196.00 LAK
Kuna 15.00 HRK
Kwacha 1842.00 MWK
Lari 7.00 GEL
Latvian lat 1.50 LVL
Currency Fee
Leone 24662.00 SLL
Lempira 62.00 HNL
Lilangeni 36.00 SZL
Lithuanian litas 7.00 LTL
Malaysian ringgit 8.00 MYR
Malagasy Ariary 9129.00 MGA
Maltese lira 0.90 MTL
Mauritanian ouguiya 937.00 MRO
Mauritius rupee 92.00 MUR
Mexican peso 30.00 MXN
Moldovan leu 44.00 MDL
Moroccan dirham 24.00 MAD
Naira 906.00 NGN
Namibia dollar 36.00 NAD
Nepalese rupee 286.00 NPR
Netherlands Antillean guilder 4.00 ANG
New Taiwan dollar 87.50 TWD
New Zealand dollar 4.00 NZD
Norwegian krone 16.00 NOK
Nuevo Sol 8.00 PEN
Pa’anga 6.00 TOP
Philippine peso 100.00 PHP
Polish zloty 8.00 PLN
Qatari rial 9.00 QAR
Quetzal 19.00 GTQ
Rand 20.00 ZAR
Riel 10300.00 KHR
Romanian leu 6.00 RON
Rufiyaa 39.00 MVR
Rupiah 23000.00 IDR
Currency Fee
Russian ruble 150.00 RUB
Saint Helena pound 2.00 SHP
Saudi riyal 9.00 SAR
Serbian dinar 265.00 RSD
Seychelles rupee 34.00 SCR
Singapore dollar 4.00 SGD
Slovak koruna 70.00 SKK
Solomon Islands dollar 21.00 SBD
Somali shilling 1449.00 SOS
Somoni 26.00 TJS
Sri Lanka rupee 454.00 LKR
Surinam dollar 19.00 SRD
Swedish krona 18.00 SEK
Swiss franc 3.50 CHF
Tala 7.00 WST
Tanzanian shilling 5760.00 TZS
Tenge 943.00 KZT
Thai baht 90.00 THB
Trinidad and Tobago dollar 17.00 TTD
Tugrik 6867.00 MNT
Turkish lira 3.80 TRY
Uganda shilling 9194.00 UGX
UAE dirham 10.00 AED
UK pounds sterling 1.50 GBP
US dollar 2.50 USD
Uruguay peso 50.00 UYI/UYU
Vatu 291.00 VUV
Won 2915.00 KRW
Yemeni rial 626.00 YER
Yuan renminbi 17.00 CNY

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Other Consumer Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Activity Description Rate
Bank Return on Transfer out of PayPal This fee is charged when a transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided. See Bank Return on Transfer out of PayPal Table below.
Credit Card and Debit Card Confirmation(s) Some users, in order to increase their sending limit or as PayPal may determine, may be charged a credit card and debit card link and confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process. See Credit Card and Debit Card Link and Confirmation Table below.
Inactive PayPal Account The inactivity fee will be the lesser of the fee listed below or the remaining balance in your account. See Inactive PayPal Account Fee Table below.
Records Request This fee will apply for requests of information relating to why we had reasonable justification to refuse your payment order. We will not charge you for records requested in connection with your good-faith assertion of an error in your PayPal account. 10.00 GBP or 12.00 EUR (per item)
Country/Territory Rate
UK users 0.50 GBP
Users registered in the Eurozone 3.00 EUR
Currency Rate
Australian dollar 2.00 AUD
Brazilian real 4.00 BRL
Canadian dollar 2.45 CAD
Czech koruna 50.00 CZK
Danish krone 12.50 DKK
Euro 1.50 EUR
Hong Kong dollar 15.00 HKD
Hungarian forint 400.00 HUF
Israeli new shekel 8.00 ILS
Japanese yen 200.00 JPY
Malaysian ringgit Not Applicable
Mexican peso 20.00 MXN
Currency Rate
New Taiwan dollar 70.00 TWD
New Zealand dollar 3.00 NZD
Norwegian krone 15.00 NOK
Philippine peso 100.00 PHP
Polish zloty 6.50 PLN
Russian ruble 60.00 RUB
Singapore dollar 3.00 SGD
Swedish krona 15.00 SEK
Swiss franc 3.00 CHF
Thai baht 70.00 THB
UK pounds sterling 1.00 GBP
US dollar 1.95 USD
Currency Fee
Czech koruna 270.00 CZK
Danish krone 75.00 DKK
Euro 10.00 EUR
Hungarian forint 3600.00 HUF
Norwegian krone 105.00 NOK
Polish zloty 45.00 PLN
Swedish krona 100.00 SEK
Swiss franc 10.00 CHF
UK pounds sterling 9.00 GBP

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